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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,675 | $93,117-64.9% | $77,096-57.6% | $134,532-75.7% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -17.55% | 62.67%-80.2pp | 42.35%-59.9pp | 418.27%-435.8pp |
| Employer contribution / active EE | $1,740 | $3,420-49.1% | $2,814-38.2% | $4,741-63.3% |
| Participant deferral / active EE | $1,820 | $5,241-65.3% | $4,429-58.9% | $6,401-71.6% |
| Admin fee / account holder | $891 | $6,948-87.2% | $5,428-83.6% | $11,429-92.2% |