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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,747 | $109,372-90.2% | $89,414-88.0% | $158,966-93.2% |
| Participation rate | 56.3% | 74.3%-18.0pp | 68.0%-11.7pp | 82.0%-25.7pp |
| Annual return | 33.71% | 345.55%-311.8pp | 245.50%-211.8pp | 302.95%-269.2pp |
| Employer contribution / active EE | $1,941 | $3,171-38.8% | $2,586-25.0% | $4,762-59.3% |
| Participant deferral / active EE | $2,404 | $4,598-47.7% | $3,890-38.2% | $5,983-59.8% |
| Admin fee / account holder | $40 | $6,156-99.4% | $4,883-99.2% | $11,250-99.6% |