Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,333 | $95,917-92.4% | $79,583-90.8% | $134,545-94.5% |
| Participation rate | 43.8% | 75.0%-31.3pp | 69.5%-25.7pp | 81.2%-37.5pp |
| Annual return | -21.05% | -2.70%-18.3pp | 0.16%-21.2pp | 418.37%-439.4pp |
| Employer contribution / active EE | $554 | $3,129-82.3% | $2,414-77.1% | $4,742-88.3% |
| Participant deferral / active EE | $1,690 | $4,694-64.0% | $3,986-57.6% | $6,401-73.6% |
| Admin fee / account holder | $750 | $9,132-91.8% | $6,835-89.0% | $11,431-93.4% |