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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,626 | $59,819-80.6% | $79,583-85.4% | $68,490-83.0% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | 24.95% | -12.30%+37.2pp | 0.16%+24.8pp | -7.85%+32.8pp |
| Employer contribution / active EE | $2,766 | $1,505+83.7% | $2,414+14.6% | $2,597+6.5% |
| Participant deferral / active EE | $4,696 | $3,025+55.2% | $3,986+17.8% | $4,028+16.6% |
| Admin fee / account holder | $625 | $4,835-87.1% | $6,835-90.9% | $5,403-88.4% |