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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,189 | $76,383-56.5% | $121,663-72.7% | $64,340-48.4% |
| Participation rate | 98.3% | 60.4%+37.9pp | 74.5%+23.8pp | 55.2%+43.1pp |
| Annual return | 25.37% | 16.98%+8.4pp | 147.54%-122.2pp | 24.14%+1.2pp |
| Employer contribution / active EE | $3,961 | $1,943+103.9% | $3,020+31.1% | $1,862+112.7% |
| Participant deferral / active EE | $6,841 | $3,149+117.2% | $4,887+40.0% | $2,980+129.5% |
| Admin fee / account holder | $3,009 | $4,142-27.4% | $14,289-78.9% | $3,703-18.7% |