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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,189 | $77,670-57.3% | $125,529-73.6% | $65,306-49.2% |
| Participation rate | 98.3% | 63.2%+35.2pp | 74.7%+23.6pp | 57.7%+40.7pp |
| Annual return | 25.37% | 15.16%+10.2pp | 202.56%-177.2pp | 21.94%+3.4pp |
| Employer contribution / active EE | $3,961 | $2,099+88.7% | $3,058+29.5% | $1,967+101.3% |
| Participant deferral / active EE | $6,841 | $3,095+121.0% | $4,813+42.1% | $2,959+131.2% |
| Admin fee / account holder | $3,009 | $3,598-16.4% | $16,298-81.5% | $3,480-13.5% |