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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,217 | $209,874-72.3% | $189,537-69.3% | $167,536-65.3% |
| Participation rate | 66.7% | 88.7%-22.0pp | 87.8%-21.1pp | 82.1%-15.4pp |
| Annual return | 0.00% | 748.61%-748.6pp | 555.34%-555.3pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,675 | $6,913-75.8% | $6,161-72.8% | $4,839-65.4% |
| Participant deferral / active EE | $5,951 | $8,934-33.4% | $8,220-27.6% | $6,342-6.2% |
| Admin fee / account holder | $508 | $14,299-96.4% | $12,048-95.8% | $12,315-95.9% |