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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,980 | $118,877-69.7% | $96,570-62.7% | $167,536-78.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 19.37% | 50.50%-31.1pp | 37.79%-18.4pp | 478.82%-459.4pp |
| Employer contribution / active EE | $8,272 | $3,121+165.1% | $2,357+250.9% | $4,839+70.9% |
| Participant deferral / active EE | $3,456 | $4,617-25.1% | $3,849-10.2% | $6,342-45.5% |
| Admin fee / account holder | $1,589 | $8,069-80.3% | $6,182-74.3% | $12,315-87.1% |