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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,697 | $93,598+23.6% | $135,974-14.9% | $75,173+53.9% |
| Participation rate | 81.2% | 75.2%+6.0pp | 81.9%-0.8pp | 67.2%+14.0pp |
| Annual return | 5.66% | 30.89%-25.2pp | 68.30%-62.6pp | 160.72%-155.1pp |
| Employer contribution / active EE | $19,751 | $3,538+458.3% | $4,859+306.5% | $2,671+639.5% |
| Participant deferral / active EE | $12,776 | $6,405+99.5% | $7,760+64.6% | $4,126+209.6% |
| Admin fee / account holder | $3,579 | $6,978-48.7% | $10,767-66.8% | $5,651-36.7% |