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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,118 | $180,462-83.9% | $154,111-81.1% | $135,379-78.5% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -11.80% | 888.17%-900.0pp | 735.18%-747.0pp | 519.79%-531.6pp |
| Employer contribution / active EE | $151 | $6,036-97.5% | $5,298-97.1% | $4,779-96.8% |
| Participant deferral / active EE | $4,312 | $5,806-25.7% | $5,081-15.1% | $5,609-23.1% |
| Admin fee / account holder | $567 | $16,145-96.5% | $13,411-95.8% | $10,828-94.8% |