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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,164 | $138,075-89.0% | $123,552-87.7% | $135,379-88.8% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | 28.51% | 153.70%-125.2pp | 119.20%-90.7pp | 519.79%-491.3pp |
| Employer contribution / active EE | $1,647 | $5,152-68.0% | $4,628-64.4% | $4,779-65.5% |
| Participant deferral / active EE | $5,676 | $6,800-16.5% | $6,426-11.7% | $5,609+1.2% |
| Admin fee / account holder | $161 | $10,917-98.5% | $9,285-98.3% | $10,828-98.5% |