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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,131 | $160,040+44.4% | $147,096+57.1% | $145,877+58.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.04% | 98.49%-83.5pp | 419.75%-404.7pp | 551.28%-536.2pp |
| Employer contribution / active EE | $3,083 | $5,289-41.7% | $4,936-37.5% | $4,663-33.9% |
| Participant deferral / active EE | $11,546 | $8,429+37.0% | $8,071+43.0% | $6,691+72.6% |
| Admin fee / account holder | $594 | $15,050-96.1% | $13,005-95.4% | $13,402-95.6% |