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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,749 | $94,439-93.9% | $73,658-92.2% | $154,746-96.3% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | 19.62% | 28.25%-8.6pp | 29.72%-10.1pp | 172.34%-152.7pp |
| Employer contribution / active EE | $322 | $1,257-74.4% | $1,032-68.8% | $4,379-92.7% |
| Participant deferral / active EE | $836 | $2,527-66.9% | $2,062-59.4% | $6,730-87.6% |
| Admin fee / account holder | $333 | $3,843-91.3% | $3,357-90.1% | $14,365-97.7% |