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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,749 | $67,823-91.5% | $52,425-89.0% | $137,256-95.8% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | 19.62% | 219.11%-199.5pp | 302.12%-282.5pp | 220.34%-200.7pp |
| Employer contribution / active EE | $322 | $1,163-72.3% | $914-64.8% | $4,156-92.3% |
| Participant deferral / active EE | $836 | $2,288-63.4% | $1,790-53.3% | $6,407-86.9% |
| Admin fee / account holder | $333 | $2,844-88.3% | $2,495-86.7% | $12,270-97.3% |