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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,343 | $61,125-34.0% | $94,057-57.1% | $87,485-53.9% |
| Participation rate | 51.6% | 64.1%-12.5pp | 73.3%-21.7pp | 68.9%-17.3pp |
| Annual return | 21.70% | 35.20%-13.5pp | 480.62%-458.9pp | 26.06%-4.4pp |
| Employer contribution / active EE | $1,205 | $2,136-43.6% | $2,933-58.9% | $2,596-53.6% |
| Participant deferral / active EE | $2,903 | $3,260-11.0% | $4,709-38.4% | $4,274-32.1% |
| Admin fee / account holder | $1,308 | $5,629-76.8% | $7,244-81.9% | $7,775-83.2% |