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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,343 | $64,920-37.9% | $103,693-61.1% | $86,983-53.6% |
| Participation rate | 51.6% | 63.6%-12.0pp | 72.6%-21.0pp | 69.5%-17.9pp |
| Annual return | 21.70% | 30.29%-8.6pp | 47.61%-25.9pp | 25.83%-4.1pp |
| Employer contribution / active EE | $1,205 | $2,141-43.7% | $2,920-58.7% | $2,584-53.4% |
| Participant deferral / active EE | $2,903 | $3,241-10.4% | $4,579-36.6% | $4,194-30.8% |
| Admin fee / account holder | $1,308 | $6,191-78.9% | $7,858-83.4% | $7,856-83.3% |