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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,171 | $209,874-34.6% | $189,537-27.6% | $167,536-18.1% |
| Participation rate | 69.6% | 88.7%-19.1pp | 87.8%-18.2pp | 82.1%-12.5pp |
| Annual return | 18.60% | 748.61%-730.0pp | 555.34%-536.7pp | 478.82%-460.2pp |
| Employer contribution / active EE | $5,595 | $6,913-19.1% | $6,161-9.2% | $4,839+15.6% |
| Participant deferral / active EE | $11,809 | $8,934+32.2% | $8,220+43.7% | $6,342+86.2% |
| Admin fee / account holder | $1,798 | $14,299-87.4% | $12,048-85.1% | $12,315-85.4% |