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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,946 | $108,942-71.6% | $100,415-69.2% | $145,897-78.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.02% | 58.27%-49.3pp | 49.47%-40.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $1,699 | $4,422-61.6% | $3,943-56.9% | $4,663-63.6% |
| Participant deferral / active EE | $5,516 | $8,461-34.8% | $8,091-31.8% | $6,689-17.5% |
| Admin fee / account holder | $8,273 | $9,702-14.7% | $7,906+4.6% | $13,390-38.2% |