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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,946 | $108,897-71.6% | $100,378-69.2% | $145,877-78.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.02% | 58.17%-49.2pp | 49.41%-40.4pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,699 | $4,420-61.6% | $3,942-56.9% | $4,663-63.6% |
| Participant deferral / active EE | $5,516 | $8,455-34.8% | $8,087-31.8% | $6,691-17.6% |
| Admin fee / account holder | $8,273 | $9,690-14.6% | $7,899+4.7% | $13,402-38.3% |