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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,428 | $153,311-58.6% | $109,313-42.0% | $273,972-76.8% |
| Participation rate | 57.1% | 80.1%-22.9pp | 71.3%-14.1pp | 83.0%-25.9pp |
| Annual return | 0.00% | 29.86%-29.9pp | 22.07%-22.1pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,000 | $5,619-64.4% | $3,892-48.6% | $4,869-58.9% |
| Participant deferral / active EE | $7,715 | $3,932+96.2% | $3,166+143.6% | $5,287+45.9% |
| Admin fee / account holder | $547 | $8,076-93.2% | $5,666-90.4% | $10,133-94.6% |