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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,858 | $211,239-86.8% | $178,528-84.4% | $145,877-80.9% |
| Participation rate | 30.8% | 80.8%-50.0pp | 77.1%-46.3pp | 80.3%-49.5pp |
| Annual return | 34.64% | 30.22%+4.4pp | 27.11%+7.5pp | 551.28%-516.6pp |
| Employer contribution / active EE | $2,219 | $4,570-51.4% | $3,950-43.8% | $4,663-52.4% |
| Participant deferral / active EE | $2,555 | $6,963-63.3% | $6,278-59.3% | $6,691-61.8% |
| Admin fee / account holder | $501 | $12,095-95.9% | $10,419-95.2% | $13,402-96.3% |