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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,427 | $136,860-20.0% | $120,344-9.1% | $154,746-29.3% |
| Participation rate | 57.1% | 79.9%-22.7pp | 76.7%-19.6pp | 80.7%-23.6pp |
| Annual return | 15.91% | 21.38%-5.5pp | 20.30%-4.4pp | 172.34%-156.4pp |
| Employer contribution / active EE | $4,216 | $3,533+19.3% | $3,020+39.6% | $4,379-3.7% |
| Participant deferral / active EE | $9,907 | $5,793+71.0% | $5,135+92.9% | $6,730+47.2% |
| Admin fee / account holder | $28,452 | $15,393+84.8% | $12,742+123.3% | $14,365+98.1% |