Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,659 | $42,909-70.5% | $60,906-79.2% | $68,486-81.5% |
| Participation rate | 21.9% | 66.8%-44.9pp | 73.1%-51.2pp | 67.9%-46.0pp |
| Annual return | -20.09% | -13.99%-6.1pp | 16.94%-37.0pp | -7.85%-12.2pp |
| Employer contribution / active EE | $350 | $1,979-82.3% | $2,703-87.1% | $2,597-86.5% |
| Participant deferral / active EE | $2,165 | $2,866-24.5% | $3,814-43.2% | $4,028-46.3% |
| Admin fee / account holder | $1,224 | $3,104-60.6% | $3,227-62.1% | $5,404-77.4% |