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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,521 | $149,741-84.3% | $118,914-80.2% | $158,982-85.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 13.82% | 19.94%-6.1pp | 35.89%-22.1pp | 302.99%-289.2pp |
| Employer contribution / active EE | $6,293 | $4,119+52.8% | $3,264+92.8% | $4,763+32.1% |
| Participant deferral / active EE | $9,332 | $5,226+78.6% | $4,266+118.8% | $5,983+56.0% |
| Admin fee / account holder | $11,238 | $8,607+30.6% | $6,582+70.7% | $11,252-0.1% |