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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,317 | $142,409-83.6% | $119,634-80.5% | $134,545-82.7% |
| Participation rate | 45.0% | 82.8%-37.8pp | 79.3%-34.3pp | 81.2%-36.2pp |
| Annual return | -0.82% | -12.46%+11.6pp | -14.98%+14.2pp | 418.37%-419.2pp |
| Employer contribution / active EE | $1,498 | $5,224-71.3% | $4,232-64.6% | $4,742-68.4% |
| Participant deferral / active EE | $4,153 | $6,468-35.8% | $5,601-25.9% | $6,401-35.1% |
| Admin fee / account holder | $72 | $13,594-99.5% | $10,329-99.3% | $11,431-99.4% |