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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,376 | $106,749-53.7% | $145,433-66.0% | $82,448-40.1% |
| Participation rate | 90.0% | 75.6%+14.4pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 18.63% | 27.59%-9.0pp | 66.58%-47.9pp | 41.64%-23.0pp |
| Employer contribution / active EE | $3,949 | $3,444+14.7% | $4,554-13.3% | $2,551+54.8% |
| Participant deferral / active EE | $6,179 | $6,519-5.2% | $7,897-21.8% | $4,139+49.3% |
| Admin fee / account holder | $2,123 | $8,390-74.7% | $13,129-83.8% | $7,234-70.7% |