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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,645 | $107,941-87.4% | $91,994-85.2% | $152,897-91.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 35.36% | 89.28%-53.9pp | 69.04%-33.7pp | 345.43%-310.1pp |
| Employer contribution / active EE | $3,263 | $4,212-22.5% | $3,453-5.5% | $4,764-31.5% |
| Participant deferral / active EE | $4,699 | $6,366-26.2% | $5,924-20.7% | $5,851-19.7% |
| Admin fee / account holder | $1,006 | $10,521-90.4% | $7,744-87.0% | $11,599-91.3% |