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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,017 | $68,398+17.0% | $94,664-15.5% | $75,173+6.4% |
| Participation rate | 90.5% | 76.1%+14.4pp | 80.8%+9.6pp | 67.2%+23.3pp |
| Annual return | 18.84% | 616.72%-597.9pp | 156.84%-138.0pp | 160.72%-141.9pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,727 | $6,537+2.9% | $7,417-9.3% | $4,126+63.0% |
| Admin fee / account holder | $8,441 | $5,324+58.5% | $7,222+16.9% | $5,651+49.4% |