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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,838 | $83,061+19.0% | $126,068-21.6% | $94,015+5.1% |
| Participation rate | 91.7% | 81.2%+10.5pp | 84.7%+7.0pp | 70.8%+20.8pp |
| Annual return | 14.40% | 20.41%-6.0pp | 15.01%-0.6pp | 17.84%-3.4pp |
| Employer contribution / active EE | $0 | $2,864-100.0% | $3,968-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $9,453 | $7,042+34.2% | $8,214+15.1% | $4,249+122.5% |
| Admin fee / account holder | $26,920 | $7,208+273.4% | $18,264+47.4% | $8,951+200.7% |