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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,838 | $78,520+25.9% | $96,576+2.3% | $82,448+19.9% |
| Participation rate | 91.7% | 77.7%+13.9pp | 81.4%+10.2pp | 68.1%+23.6pp |
| Annual return | 14.40% | 41.30%-26.9pp | 38.47%-24.1pp | 41.64%-27.2pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $9,453 | $6,754+40.0% | $7,956+18.8% | $4,139+128.4% |
| Admin fee / account holder | $26,920 | $13,455+100.1% | $11,381+136.5% | $7,234+272.1% |