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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,838 | $77,358+27.8% | $102,184-3.3% | $87,485+13.0% |
| Participation rate | 91.7% | 78.7%+13.0pp | 82.6%+9.1pp | 68.9%+22.7pp |
| Annual return | 14.40% | 41.11%-26.7pp | 31.58%-17.2pp | 26.06%-11.7pp |
| Employer contribution / active EE | $0 | $2,562-100.0% | $3,594-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $9,453 | $6,753+40.0% | $8,309+13.8% | $4,274+121.2% |
| Admin fee / account holder | $26,920 | $6,809+295.3% | $11,609+131.9% | $7,775+246.2% |