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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,537 | $90,607-72.9% | $79,467-69.1% | $135,380-81.9% |
| Participation rate | 38.9% | 76.0%-37.2pp | 73.3%-34.5pp | 82.6%-43.8pp |
| Annual return | -4.14% | 977.74%-981.9pp | 718.30%-722.4pp | 519.81%-523.9pp |
| Employer contribution / active EE | $854 | $3,068-72.2% | $2,800-69.5% | $4,779-82.1% |
| Participant deferral / active EE | $2,042 | $4,050-49.6% | $3,704-44.9% | $5,609-63.6% |
| Admin fee / account holder | $5,500 | $5,895-6.7% | $5,104+7.7% | $10,828-49.2% |