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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,417 | $160,040+106.5% | $147,096+124.6% | $145,877+126.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.02% | 98.49%-83.5pp | 419.75%-404.7pp | 551.28%-536.3pp |
| Employer contribution / active EE | $6,347 | $5,289+20.0% | $4,936+28.6% | $4,663+36.1% |
| Participant deferral / active EE | $12,877 | $8,429+52.8% | $8,071+59.5% | $6,691+92.5% |
| Admin fee / account holder | $31,744 | $15,050+110.9% | $13,005+144.1% | $13,402+136.9% |