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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,912 | $154,228+139.8% | $145,433+154.4% | $137,256+169.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.54% | 74.59%-60.1pp | 66.58%-52.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $6,630 | $4,804+38.0% | $4,554+45.6% | $4,156+59.5% |
| Participant deferral / active EE | $12,697 | $8,216+54.5% | $7,897+60.8% | $6,407+98.2% |
| Admin fee / account holder | $6,952 | $14,344-51.5% | $13,129-47.0% | $12,270-43.3% |