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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,857 | $177,156-95.6% | $147,027-94.7% | $154,746-94.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 26.14% | 21.94%+4.2pp | 20.23%+5.9pp | 172.34%-146.2pp |
| Employer contribution / active EE | $2,184 | $4,336-49.6% | $3,626-39.8% | $4,379-50.1% |
| Participant deferral / active EE | $2,184 | $5,797-62.3% | $4,933-55.7% | $6,730-67.5% |
| Admin fee / account holder | $901 | $14,904-94.0% | $12,223-92.6% | $14,365-93.7% |