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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,857 | $161,352-95.1% | $134,172-94.1% | $137,256-94.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 26.14% | 28.72%-2.6pp | 25.30%+0.8pp | 220.34%-194.2pp |
| Employer contribution / active EE | $2,184 | $4,099-46.7% | $3,420-36.1% | $4,156-47.4% |
| Participant deferral / active EE | $2,184 | $5,552-60.7% | $4,690-53.4% | $6,407-65.9% |
| Admin fee / account holder | $901 | $15,028-94.0% | $12,016-92.5% | $12,270-92.7% |