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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,345 | $160,040-69.2% | $147,096-66.5% | $145,877-66.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.61% | 98.49%-83.9pp | 419.75%-405.1pp | 551.28%-536.7pp |
| Employer contribution / active EE | $3,196 | $5,289-39.6% | $4,936-35.2% | $4,663-31.5% |
| Participant deferral / active EE | $7,506 | $8,429-10.9% | $8,071-7.0% | $6,691+12.2% |
| Admin fee / account holder | $305 | $15,050-98.0% | $13,005-97.7% | $13,402-97.7% |