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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,429 | $180,459-66.0% | $154,108-60.1% | $135,380-54.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 13.06% | 888.21%-875.1pp | 735.21%-722.1pp | 519.81%-506.7pp |
| Employer contribution / active EE | $12,613 | $6,035+109.0% | $5,298+138.1% | $4,779+163.9% |
| Participant deferral / active EE | $7,938 | $5,806+36.7% | $5,081+56.2% | $5,609+41.5% |
| Admin fee / account holder | $340 | $16,145-97.9% | $13,411-97.5% | $10,828-96.9% |