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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,220 | $160,028-58.6% | $147,080-55.0% | $145,884-54.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 19.28% | 98.60%-79.3pp | 420.17%-400.9pp | 551.85%-532.6pp |
| Employer contribution / active EE | $16,636 | $5,286+214.7% | $4,933+237.2% | $4,662+256.8% |
| Participant deferral / active EE | $3,782 | $8,422-55.1% | $8,066-53.1% | $6,690-43.5% |
| Admin fee / account holder | $1,257 | $15,030-91.6% | $12,989-90.3% | $13,392-90.6% |