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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,260 | $157,296-18.5% | $141,191-9.2% | $152,897-16.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 11.14% | 64.34%-53.2pp | 71.41%-60.3pp | 345.43%-334.3pp |
| Employer contribution / active EE | $17,056 | $5,262+224.1% | $4,736+260.1% | $4,764+258.1% |
| Participant deferral / active EE | $15,250 | $7,111+114.5% | $6,710+127.3% | $5,851+160.6% |
| Admin fee / account holder | $11,962 | $12,125-1.3% | $10,264+16.5% | $11,599+3.1% |