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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,041 | $100,805-70.2% | $86,698-65.3% | $134,532-77.7% |
| Participation rate | 85.7% | 79.0%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -20.50% | 29.09%-49.6pp | 35.95%-56.5pp | 418.27%-438.8pp |
| Employer contribution / active EE | $2,530 | $3,490-27.5% | $2,837-10.8% | $4,741-46.6% |
| Participant deferral / active EE | $3,908 | $5,339-26.8% | $4,656-16.1% | $6,401-38.9% |
| Admin fee / account holder | $371 | $10,925-96.6% | $7,493-95.1% | $11,429-96.8% |