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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,442 | $52,279-68.6% | $89,435-81.6% | $79,856-79.4% |
| Participation rate | 81.8% | 57.5%+24.3pp | 68.0%+13.8pp | 69.6%+12.2pp |
| Annual return | 12.40% | 22.16%-9.8pp | 245.55%-233.2pp | 31.71%-19.3pp |
| Employer contribution / active EE | $1,240 | $1,572-21.1% | $2,587-52.1% | $2,471-49.8% |
| Participant deferral / active EE | $3,392 | $2,740+23.8% | $3,890-12.8% | $3,741-9.3% |
| Admin fee / account holder | $3,806 | $3,356+13.4% | $4,884-22.1% | $5,306-28.3% |