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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,051 | $45,123-29.0% | $85,240-62.4% | $74,478-57.0% |
| Participation rate | 25.5% | 49.4%-23.9pp | 67.5%-42.0pp | 67.2%-41.7pp |
| Annual return | 21.39% | 26.32%-4.9pp | 66.75%-45.4pp | 1370.56%-1349.2pp |
| Employer contribution / active EE | $413 | $1,459-71.7% | $2,735-84.9% | $2,626-84.3% |
| Participant deferral / active EE | $1,040 | $2,736-62.0% | $4,527-77.0% | $4,350-76.1% |
| Admin fee / account holder | $3,371 | $2,215+52.2% | $6,165-45.3% | $1,946+73.2% |