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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,451 | $45,312-32.8% | $86,233-64.7% | $67,986-55.2% |
| Participation rate | 26.5% | 42.4%-15.9pp | 69.0%-42.5pp | 57.2%-30.7pp |
| Annual return | 14.97% | 24.79%-9.8pp | 61.39%-46.4pp | 31.67%-16.7pp |
| Employer contribution / active EE | $605 | $1,160-47.9% | $2,504-75.9% | $2,019-70.0% |
| Participant deferral / active EE | $1,298 | $2,185-40.6% | $4,559-71.5% | $3,358-61.3% |
| Admin fee / account holder | $16,443 | $3,295+399.1% | $8,342+97.1% | $3,203+413.3% |