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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,099 | $96,524-28.4% | $75,900-9.0% | $152,909-54.8% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 20.27% | 33.93%-13.7pp | 30.73%-10.5pp | 345.46%-325.2pp |
| Employer contribution / active EE | $9,125 | $3,311+175.6% | $2,501+264.9% | $4,764+91.6% |
| Participant deferral / active EE | $4,013 | $4,554-11.9% | $3,604+11.4% | $5,851-31.4% |
| Admin fee / account holder | $27,940 | $8,082+245.7% | $5,421+415.4% | $11,601+140.8% |