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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,809 | $165,399-25.1% | $149,745-17.3% | $158,982-22.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.58% | 348.34%-342.8pp | 276.72%-271.1pp | 302.99%-297.4pp |
| Employer contribution / active EE | $2,775 | $5,105-45.6% | $4,646-40.3% | $4,763-41.7% |
| Participant deferral / active EE | $16,494 | $7,183+129.6% | $6,843+141.0% | $5,983+175.7% |
| Admin fee / account holder | $50,000 | $10,811+362.5% | $9,312+437.0% | $11,252+344.4% |