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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,040 | $226,135-17.7% | $182,558+1.9% | $152,909+21.7% |
| Participation rate | 58.3% | 82.5%-24.1pp | 78.0%-19.6pp | 82.5%-24.1pp |
| Annual return | 19.73% | 192.60%-172.9pp | 148.59%-128.9pp | 345.46%-325.7pp |
| Employer contribution / active EE | $6,089 | $4,979+22.3% | $4,076+49.4% | $4,764+27.8% |
| Participant deferral / active EE | $13,781 | $6,371+116.3% | $5,526+149.4% | $5,851+135.5% |
| Admin fee / account holder | $91,747 | $10,707+756.9% | $8,594+967.6% | $11,601+690.9% |