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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,082 | $82,678+69.4% | $125,391+11.7% | $68,490+104.5% |
| Participation rate | 88.1% | 75.1%+13.0pp | 82.4%+5.7pp | 67.9%+20.2pp |
| Annual return | -18.60% | -5.97%-12.6pp | 572.41%-591.0pp | -7.85%-10.7pp |
| Employer contribution / active EE | $3,649 | $3,382+7.9% | $4,816-24.2% | $2,597+40.5% |
| Participant deferral / active EE | $8,088 | $6,111+32.3% | $7,448+8.6% | $4,028+100.8% |
| Admin fee / account holder | $9,295 | $6,277+48.1% | $10,009-7.1% | $5,403+72.0% |