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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,226 | $138,114-58.6% | $125,391-54.4% | $134,545-57.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -2.28% | 750.88%-753.2pp | 572.41%-574.7pp | 418.37%-420.7pp |
| Employer contribution / active EE | $1,662 | $5,246-68.3% | $4,816-65.5% | $4,742-65.0% |
| Participant deferral / active EE | $5,566 | $7,801-28.6% | $7,448-25.3% | $6,401-13.0% |
| Admin fee / account holder | $1,731 | $11,570-85.0% | $10,009-82.7% | $11,431-84.9% |