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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,823 | $183,516-91.4% | $155,534-89.8% | $145,884-89.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.23% | 61.43%-47.2pp | 64.92%-50.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,628 | $5,315-69.4% | $4,675-65.2% | $4,662-65.1% |
| Participant deferral / active EE | $7,152 | $6,467+10.6% | $5,630+27.0% | $6,690+6.9% |
| Admin fee / account holder | $3,077 | $19,293-84.1% | $15,900-80.6% | $13,392-77.0% |