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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,661 | $98,776-82.1% | $149,745-88.2% | $79,856-77.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 15.70% | 27.38%-11.7pp | 276.72%-261.0pp | 31.71%-16.0pp |
| Employer contribution / active EE | $4,391 | $3,217+36.5% | $4,646-5.5% | $2,471+77.7% |
| Participant deferral / active EE | $3,108 | $5,681-45.3% | $6,843-54.6% | $3,741-16.9% |
| Admin fee / account holder | $980 | $6,053-83.8% | $9,312-89.5% | $5,306-81.5% |