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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,791 | $148,623+59.3% | $135,974+74.1% | $139,466+69.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.68% | 79.30%-63.6pp | 68.30%-52.6pp | 373.66%-358.0pp |
| Employer contribution / active EE | $5,836 | $5,246+11.2% | $4,859+20.1% | $4,754+22.8% |
| Participant deferral / active EE | $22,333 | $8,103+175.6% | $7,760+187.8% | $6,712+232.7% |
| Admin fee / account holder | $8,060 | $12,406-35.0% | $10,767-25.1% | $11,409-29.4% |