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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,696 | $165,399-72.4% | $149,745-69.5% | $158,982-71.3% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 20.14% | 348.34%-328.2pp | 276.72%-256.6pp | 302.99%-282.9pp |
| Employer contribution / active EE | $1,060 | $5,105-79.2% | $4,646-77.2% | $4,763-77.7% |
| Participant deferral / active EE | $4,187 | $7,183-41.7% | $6,843-38.8% | $5,983-30.0% |
| Admin fee / account holder | $1,446 | $10,811-86.6% | $9,312-84.5% | $11,252-87.1% |