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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,878 | $95,915-65.7% | $79,580-58.7% | $134,532-75.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -22.57% | -2.71%-19.9pp | 0.15%-22.7pp | 418.27%-440.8pp |
| Employer contribution / active EE | $955 | $3,129-69.5% | $2,413-60.4% | $4,741-79.8% |
| Participant deferral / active EE | $1,763 | $4,693-62.4% | $3,985-55.8% | $6,401-72.5% |
| Admin fee / account holder | $3,076 | $9,132-66.3% | $6,835-55.0% | $11,429-73.1% |