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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,966 | $148,623+46.7% | $135,974+60.3% | $139,466+56.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.29% | 79.30%-67.0pp | 68.30%-56.0pp | 373.66%-361.4pp |
| Employer contribution / active EE | $23,757 | $5,246+352.8% | $4,859+388.9% | $4,754+399.7% |
| Participant deferral / active EE | $17,225 | $8,103+112.6% | $7,760+122.0% | $6,712+156.6% |
| Admin fee / account holder | $976 | $12,406-92.1% | $10,767-90.9% | $11,409-91.4% |