Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,632 | $77,908-90.2% | $149,696-94.9% | $75,173-89.8% |
| Participation rate | 34.1% | 65.6%-31.4pp | 78.8%-44.6pp | 67.2%-33.1pp |
| Annual return | 18.67% | 31.73%-13.1pp | 134.46%-115.8pp | 160.72%-142.0pp |
| Employer contribution / active EE | $570 | $3,138-81.8% | $4,821-88.2% | $2,671-78.7% |
| Participant deferral / active EE | $1,463 | $3,411-57.1% | $5,682-74.3% | $4,126-64.6% |
| Admin fee / account holder | $937 | $5,950-84.2% | $13,212-92.9% | $5,651-83.4% |