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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,784 | $95,917-76.2% | $79,583-71.4% | $134,545-83.1% |
| Participation rate | 70.0% | 75.0%-5.0pp | 69.5%+0.5pp | 81.2%-11.2pp |
| Annual return | -20.70% | -2.70%-18.0pp | 0.16%-20.9pp | 418.37%-439.1pp |
| Employer contribution / active EE | $2,813 | $3,129-10.1% | $2,414+16.5% | $4,742-40.7% |
| Participant deferral / active EE | $4,071 | $4,694-13.3% | $3,986+2.1% | $6,401-36.4% |
| Admin fee / account holder | $869 | $9,132-90.5% | $6,835-87.3% | $11,431-92.4% |